Privacy Policy

Last updated: January 2026

UdhaarKapi ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how UdhaarKapi collects, uses, and safeguards information when you use our mobile application.

By using the App, you agree to this Privacy Policy.

Information We Collect

Personal Information

UdhaarKapi does not require account registration and does not collect personally identifiable information such as name, email address, or phone number.

Contacts

If you allow contact access, UdhaarKapi reads contacts only to help you select people for expense tracking.

• Contacts are not uploaded, not stored on servers, and not shared with any third party.
• Contact data remains on your device.

Financial Data

All balances, transactions, and expense records entered in the app are stored locally on your device only. We do not collect, transmit, or store this data on external servers.

Usage Data

Basic, non-personal app usage data may be collected for performance improvement and bug fixing (e.g., crashes), without identifying individual users.

How We Use Information

Information is used solely to:

• Provide core app functionality (expense tracking, group splitting)
• Improve app performance and user experience
• Fix bugs and enhance stability

Data Storage and Security

• All financial and contact-related data is stored locally on your device.
• Privacy Mode allows users to hide balance amounts on the home screen.
• We do not sell, rent, or share user data with third parties.

Third-Party Services

UdhaarKapi does not share personal or financial data with third-party services. If analytics or crash reporting tools are used, they comply with Google Play policies and collect only anonymized data.

User Control

You have full control over your data:

• You can delete contacts or records within the app.
• You can uninstall the app at any time to remove all stored data.

Children's Privacy

UdhaarKapi is not intended for children under the age of 13. We do not knowingly collect data from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected within the app or on the app listing.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: workwithhussnainahmad@gmail.com